Ultimate Family Security Plan


With this plan, the policyholder can save money while having life insurance coverage. It allows you to accumulate wealth for your family’s future security.


  • Entry Age: 18 - 55 years
  • Term: Up to the policyholder attaining the age of 60 years
  • Premium: Monthly minimum of GH¢60
  • Sum Assured: GH¢5,000 - GH¢20,000
  • Inflation Protector: An annual premium increment ranging from 5 to 30% will trigger a relative annual increase in the Sum Assured to protect the insurance cover from eroding due to inflation.
  • Policy Loan: Access up to 80% of accumulated fund.
  • Partial Withdrawals: Access up to 50% or 60% of accumulated fund.
  • Surrender charges are applicable depending on the number of years from inception


  • Maturity Benefit
  • Death Benefit
  • Optional Benefits
  • Personal Accident - Total Permanent Disability (TPD) / Total Temporary Disability (TTD)
  • Critical Illness (CI)
  • Hospitalisation


  • Lump Sum
  • Periodic payments as advised by the policyholder


For further information, contact accredited sales representatives, any SIC LIFE Office near you or the offices listed on this site.